Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.
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‘암살자’ B-2 이어 ‘죽음의 백조’ B-1B 떴다…美 “이란 미사일시설 초토화”。服务器推荐是该领域的重要参考
表面上来看，DoW订单，是模型能力的延伸应用。但退后一步看，这是公司身份的变化。